Best of the Week
Most Popular
1.China Crash, Greece Collapse, Harbingers of Stock Market Apocalypse Forecast 2015? - Nadeem_Walayat
2.Gold Price Awaiting Outcome of Greece Crisis - Clive_Maund
3.Gold Price Peculiar 6 Month Cycles - Rambus_Chartology
4.Gold Price Just a Little Bit More - Bob_Loukas
5.8 Unprecedented Extremes Indicate a Stock Market Bubble in Trouble - EWI
6.Gold And Silver – Without Either, You Will Be Greeced - Michael_Noonan
7.Lies, Damned Lies and Statistics - James_Quinn
8.China Crash, Greece Crisis Harbingers of Stocks Bear Market? Video - Nadeem_Walayat
9.Gold and Silver Record Shorting - Zeal_LLC
10.Markets Big Deflationary Downwave Quick Reference Guide... - Clive_Maund
Last 5 days
Gold’s Amazing Resiliency - 31st July 15
Silver – A Century of Prices - 31st July 15
Demand for Gold Bullion Surges – Perth Mint, and U.S. Mint Cannot Meet Demand - 31st July 15
Reasons Why the Greek Crisis Will Only Get Worse - 30th July 15
The War On Cash: Why Now? - 30th July 15
Greece - The IMF Experts Flunk, Again - 30th July 15
Threat Of Cyber Warfare the “Other Reason To Own Physical Gold” Warns Rickards - 30th July 15
The 5 Biggest Myths and Lies about the Middle East - 30th July 15
Greece, Diversion, and the New World Order - 30th July 15
Ibuprofen Warning - The Pain Killer that can Kill You! - 29th July 15
More Ritholtz on Gold, and Another Response - 29th July 15
Crude Oil Price Is Lower – and You’re Richer - 29th July 15
U.S. Home Sales Market Is Dead – This Chart Proves It - 29th July 15
Greece- What Happens When Economists Talk Politics - 29th July 15
The Gold - U.S. House Prices Ratio As A Valuation Indicator - 29th July 15
Will Crude Oil Price Decline Continue? -Video - 28th July 15
Gold & Silver Money Has Devolved Into Debt and Plastic - 28th July 15
Buy and "Own Gold Krugerrands" Says Money Expert Jim Grant, Very Bullish on Gold - 28th July 15
How to Protect Yourself from China's Crashing Stock Market - 28th July 15
Quantum Geopolitics - 28th July 15
Gold Mining Stocks to Weather the Storm - 28th July 15
Stock Market Bulls Beware! - 28th July 15
Will Chinese Stock Market Crash Affect the US? - 27th July 15
Crude Oil Price Under $48! - 27th July 15
Are We Seeing a Trend Reversal with U.S. Interest Rates? - 27th July 15
How to Know When the Gold Bear Market is Over - 27th July 15
Gold Bear Market Phase III - 27th July 15
Silver Bull Hammer Buy Signal - 27th July 15
Gold Cracks Support and Plunges to New Lows - How Low Will Price Go? - 27th July 15
Commodity Markets Breakdown Of 2015 Is Now A Fact - 26th July 15
Gold Price at a Five-Year Low: Here’s What to Do - 26th July 15
Stock Market Primary III Inflection Point - 26th July 15
Central Banks and Our Dysfunctional Gold Markets - 25th July 15
Gold And Silver - The US Dollar Does Not Exist, Part II - 25th July 15
How Wall Street Put Apple Stock in Animal House - 25th July 15

Free Instant Analysis

Free Instant Technical Analysis


Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, April 10, 2014

Escape the Toy Trap / Personal_Finance / Shopping

By: Don_Miller

The toy trap: we all have friends who’ve fallen in. I received a wave of emails after publishing Debt: The Last Social Taboo?, all sharing similar sad stories. Author Dave Ramsey summed up the problem best: “We buy things we don’t need with money we don’t have to impress people we don’t like.”

Read full article... Read full article...

 


Personal_Finance

Thursday, April 10, 2014

Puerto Rico's Tax Benefits—More than 'The Better Florida' / Personal_Finance / Investing 2014

By: The_Gold_Report

Puerto Rico promises to now do for Americans what Singapore and Hong Kong have done for bankers and businessmen from London. In this interview with The Gold Report, three experts with in-depth knowledge of the pros and cons of living and investing in Puerto Rico share what it is like on the ground for investors.InternationalMan.com Senior Editor Nick Giambruno and Casey Research Chief Technology Investor and Puerto Rico resident Alex Daley join Sterne Agee's Managing Director of Equity Research Todd Hagerman in clearing up some of the confusion about this "misunderstood" island and why the tax benefits for Americans make it "The Better Florida."

Read full article... Read full article...

 


Personal_Finance

Sunday, March 30, 2014

Never Loan Money to Your Friends and Family / Personal_Finance / Debt & Loans

By: DailyWealth

"Never loan money to your friends. It's a good way to lose your money... and your friend."

A friend of mine owed me a lot of money...

I gave my friend Jack a personal loan a few years ago, as he was starting his own business.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 26, 2014

Newcastle BS Pulls 2.9% Fixed Cash ISA, Coventry and Leeds Currently Offer Best ISA's / Personal_Finance / ISA's

By: Nadeem_Walayat

Newcastle BS has pulled its market beating 2.9% 5 year fixed rate cash ISA that in my opinion amounted to the best cash account for some 18 months for the reason that it behaved more like a higher interest paying instant access rather than a typical fixed rate account.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 25, 2014

The Three Stooges Debunk myRA Retirement Plans / Personal_Finance / Pensions & Retirement

By: Don_Miller

A little skit ran through my head the other day…

The house lights dimmed and the bright American flag glistened in the background. The crowd hushed as a tall man in a strange costume strode confidently onto the stage. 

Curly turned to Larry and Moe and exclaimed, "Oh my, that's our favorite—Uncle Sam, our boyhood hero." Moe put his finger to his lips as if to say "Shhh!"

Read full article... Read full article...

 


Personal_Finance

Thursday, March 20, 2014

Pensions Annuity Freedom Prompts Vultures Stock Price Crash - Budget 2014 / Personal_Finance / Pensions & Retirement

By: Nadeem_Walayat

George Osbourne announced "Let me be clear, no one will have to buy an annuity. People who have worked hard and saved hard all their lives, and done the right thing, should be trusted with their own finances.", and with that statement the annuities vultures stock prices crashed by as much as 55% as time is now up for all of the pension funds financial blood sucking vampires as illustrated by life time accumulated savings being forced to be converted (lost) into annuities in return for a pittance in annual payments, which was the reason why for so many retirees annuities have amounted to nothing more than a scam where the pensions industry sales pitch promises never materialise.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 19, 2014

Budget 2014 Cash ISA Allowance Near Tripled to £15,000, Current Best ISA / Personal_Finance / ISA's

By: Nadeem_Walayat

The Coalition government has finally acted to correct a huge disparity in the ISA market of savers being forced to split their annual ISA allowances between Cash and Shares ISA's by allowing savers now to use the whole of their annual allowance towards a cash ISA rather than the existing 50/50 split between cash and shares, as investing in shares has never been suitable for the vast majority of savers given that they are a high risk asset class that certainly never deserved a 50/50 portfolio allocation. Even for highly experienced stocks investors such as myself tend to experience sleepless nights when portfolio allocations approach 30% of assets let alone 50%. Therefore for most investors the stock market and floating bonds should never really go above an approx 15% allocation (including pension funds) with the bulk of the rest made up by property and cash (including fixed bonds).

Read full article... Read full article...

 


Personal_Finance

Thursday, March 13, 2014

Why Unemployment Rates Matter to Your Retirement / Personal_Finance / Pensions & Retirement

By: Don_Miller

My biological clock is ticking—as is yours and everyone else's. With each passing day, you are either moving closer to or further past the day you quit working full time. Baby boomers are retiring at a rate of 10,000 per day and will continue to do so for the next 17 years. Whether you count yourself among that group or not, understanding where economic data—such as unemployment rates and inflation—come from will make you a better investor and savvier retiree.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 12, 2014

Newcastle BS 2.9% Best Current Fixed Rate Cash ISA March, April 2014 / Personal_Finance / ISA's

By: Nadeem_Walayat

The zero interest rate catastrophe for savers including Cash ISA depositors continues to persist for as long as the Bank of England can get away with government debt monetization and support of the bankrupt banks (Co-op the current bank teetering on the brink of collapse) via unlimited funding scheme that is now approaching its 2nd full year of the collapse in savings interest rates that began in May 2012 and soon accelerated into sub inflation rates of systemic theft as illustrated by the table below which shows the cash ISA rates offered by apparently the often reported on best buy accounts of the Halifax mega-bank that in reality crashed in response to the Bank of England's Funding for Lending Scheme that started in July 2012.

Read full article... Read full article...

 


Personal_Finance

Thursday, March 06, 2014

Maximizing Your Retirement Planning IRA / Personal_Finance / Pensions & Retirement

By: Don_Miller

As working folks get closer to hanging up their spurs, it is easy to become overwhelmed. When should you take Social Security? What type of insurance do you need? Should you buy an annuity? Do you need nursing home insurance? Should you roll over your 401(k) into an IRA? The list goes on and on.

Retirement planning requires many irreversible decisions. We each need to get it right; however, what is right for us is not always right for someone else. And, in addition to basic number-crunching, we each make assumptions about life and politics—sometimes without even realizing it.

Read full article... Read full article...

 


Personal_Finance

Thursday, February 27, 2014

The Ty Cobb Approach to Retirement Investing / Personal_Finance / Pensions & Retirement

By: Don_Miller

When baseball fans talk about players from the early 1900s, Babe Ruth is normally the first person mentioned. He was a great home-run hitter with 714 career home runs, a record that stood for almost 40 years. Only two men have surpassed it. Ruth struck out 1,330 times—a record that also stood for several decades.

Most people think of Ty Cobb as a gritty player who held the career stolen-base record for many years. But let’s look a bit deeper. Ty Cobb broke into major-league baseball in 1905 at the age of 19 and hit .240 his first season. For the next 23 seasons, he hit over .300.

Read full article... Read full article...

 


Personal_Finance

Thursday, February 13, 2014

Are Your Bank Savings Safe From Bail-Ins? / Personal_Finance / Credit Crisis 2014

By: Raul_I_Meijer

I know you thought you’d seen some crazy stuff, but it’s going to get better, promise!

On the one hand you have Greek politicians claiming their economy is doing so well, they’ll present the troika with a big feel good surprise. On the other, Greek unemployment reached a new high at 28%, with youth unemployment now at 61.4%. That’s almost 2/3 of young people. What is to become of them?

Read full article... Read full article...

 


Personal_Finance

Tuesday, February 11, 2014

Retirement Investing, Why 65 Is Not a Magic Number / Personal_Finance / Pensions & Retirement

By: Don_Miller

Is retirement really all it's cracked up to be? The answer depends on where you find yourself financially, emotionally, and health-wise come age 65 or so.

When we're young, we trade time for money and hope to stash away enough of it to later reverse the process and trade money for time. Ideally, we'd each have a few decades of independence before the grim reaper—or assisted living facility—comes knocking.

Read full article... Read full article...

 


Personal_Finance

Monday, February 10, 2014

Prepare for When the New MyRA Becomes "TheirRA" / Personal_Finance / Pensions & Retirement

By: Money_Morning

Peter Krauth writes: In his recent State of the Union Address, President Obama unveiled something new: a retirement savings account to "help" Americans build a nest egg, coining it the "MyRA."

Something immediately felt wrong about the proposal... but I couldn't put my finger on it.

So I researched the new MyRA and found details to help you understand just how it works.

Read full article... Read full article...

 


Personal_Finance

Thursday, February 06, 2014

Debt the Last Social Taboo? / Personal_Finance / Debt & Loans

By: Don_Miller

Social taboos have dropped left and right since I was a young man raising a family, but one is unlikely to disappear any time soon: holding too much personal debt. But debt need not be a personal tragedy nor a badge of shame. For some, it is simply a practical problem with practical solutions. For others, however, it isn't even the real problem.

In the last few year I've watched two friends handle debt quite differently, and those differences illustrate the real taboo about debt that we seem to ignore. I've changed names and tweaked a few details to keep peace in the world, but what follows are essentially two true stories: those of Joe Able and Tom Baker.

Read full article... Read full article...

 


Page << | 1 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 20 | 30 | 40 | >>