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1.The Gallery of Crowd Behavior: Goodbye Stock Market All Time Highs - Doug_Wakefieldth
2.Tesco Meltdown Debt Default Risk Could Trigger a Financial Crisis in Early 2015 - Nadeem_Walayat
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7.U.S. Economy Faltering Momentum, Debt and Asset Bubbles - Lacy Hunt
8.Bullish Silver Stealth Buying - Zeal_LLC
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Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, August 29, 2013

5 Ways To Protect and Grow Your Retirement Whatever Your Age / Personal_Finance / Pensions & Retirement

By: Don_Miller

We just recently Money Weekly's first birthday, and this milestone also got me thinking… If I had a magic wand and could instantly pass along a bundle of critical information to my peers, what would that message include? Since I don't have a magic wand, I had to distill a bit of my practical wisdom down to five points (no easy task).

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Personal_Finance

Tuesday, August 27, 2013

Custom Made Retirement / Personal_Finance / Pensions & Retirement

By: Casey_Research

You may have heard the popular legend about Eskimo tribes sending the elderly off to die at sea. As the stories go, when grandpa and grandma could no longer hunt or earn their keep, the younger folks would put them on an iceberg and ship them off. Fewer mouths to feed gave the younger generations a better chance at survival. I shudder at the thought.

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Personal_Finance

Thursday, August 22, 2013

Income vs Assets - What’s the Point of Owning All This Stuff? / Personal_Finance / Money Saving

By: Don_Miller

When my wife Jo and I decided to sell our home in Illinois, the first question we asked ourselves was, "What are we going to do with all our stuff?" Somehow our children, neighbors, friends, the Salvation Army, and a moving van would have to magically make it disappear sometime before we closed escrow at the end of the month.

My many theories about stuff have proven to be true over the dozen or more homes I've lived in during the last 73 years. First off, no matter the size of the home, it's always full of stuff within five years. When we sold our home in Pensacola along with all of its furnishings, we managed to fill the next one to the brim in no time flat.

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Personal_Finance

Tuesday, August 20, 2013

Four Benchmarks to Keep Your Retirement Finances on Track / Personal_Finance / Pensions & Retirement

By: Don_Miller

When I was still a young buck out in the workplace, financial magazines periodically published worksheets for calculating when you had enough money to retire. The process became much easier when we got our first PC. Programs like Microsoft Money had a retirement planner tab where you entered your personal data, and the program did the calculations for you.

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Personal_Finance

Thursday, August 15, 2013

Don’t Plan on Being Retired Very Long / Personal_Finance / Pensions & Retirement

By: Don_Miller

I don't know which is worse: realizing you cannot keep a promise you made to someone who was important to you, or being the person who relied on the promise when you finally grasp that it is not going to be kept.

In 1973, I was 33 years old, just getting started as a public speaker in a career that would span another 30 years. I was asked to join the National Speakers Association and became a charter member. Our first president was the late Bill Gove. Bill was a terrific speaker and also a great salesman—one of the top life insurance salesmen in the country for many years.

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Personal_Finance

Tuesday, August 13, 2013

Dark Days Continue for UK Savers / Personal_Finance / Savings Accounts

By: MoneyFacts

Inflation figures released today show the Consumer Prices Index (CPI) fell from 2.9% to 2.8% during July.

To beat inflation, a basic rate taxpayer at 20% needs to find a savings account paying 3.50% per annum, while a higher rate taxpayer at 40% needs an account paying at least 4.66%.

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Personal_Finance

Thursday, August 08, 2013

A Lousy Investment that May Be a Good Source of Income / Personal_Finance / Investing 2013

By: Don_Miller

One of the biggest challenges facing retirees is how to bridge the gap between ever-rising expenses and virtually stagnant Social Security checks and other sources of income. While we are all finding ways to be more frugal, many folks still fall short every month.

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Personal_Finance

Sunday, August 04, 2013

Annuities The Worst Investment You Can Make? / Personal_Finance / Pensions & Retirement

By: Investment_U

Alexander Green writes: A couple months ago, I wrote a column about a good friend who’d plunked a substantial part of his life savings into an expensive and unnecessary whole life policy. I explained why this is almost always a terrible investment.

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Personal_Finance

Wednesday, July 24, 2013

Death Taxes - Don't Make the Same Mistake Tony Soprano / Personal_Finance / Taxes

By: Money_Morning

Greg Madison writes: We were all shocked by the sudden, untimely death of James Gandolfini. Gandolfini was an immensely gifted actor who changed the face of television entertainment in the role of Anthony "Tony" Soprano, a deeply troubled gangster-in-therapy, who had to balance obligations to his family... and his Family.

By all accounts, James Gandolfini was generous and kind to family and friends alike. It has been reported that he left a large legacy, in excess of $70 million, to be divided between them. His net worth is an estimate, and his asset inventory hasn't yet been disclosed, but he did alright for a middle class kid from North Jersey.

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Personal_Finance

Tuesday, July 23, 2013

The Most Dangerous Myth About Retirement Investing / Personal_Finance / Pensions & Retirement

By: Money_Morning

Robert Hsu writes: The most dangerous myth out there right now is that Treasuries are the key to safe wealth building.

Forget about Fed Chairman Ben Benanke's latest palliative.

This misconception will turn your nest egg into a pile of sticks faster than you can say quantitative easing.

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Personal_Finance

Tuesday, July 16, 2013

Will You Still Work When Retired? / Personal_Finance / Pensions & Retirement

By: Don_Miller

You may have heard the popular legend about Eskimo tribes sending the elderly off to die at sea. As the stories go, when grandpa and grandma could no longer hunt or earn their keep, the younger folks would put them on an iceberg and ship them off. Fewer mouths to feed gave the younger generations a better chance at survival. I shudder at the thought.

Read full article... Read full article...

 


Personal_Finance

Friday, July 05, 2013

Best Cash ISA Savings Account for Least Stealth Inflation Theft from UK Savers / Personal_Finance / ISA's

By: Nadeem_Walayat

Mark Carney has just taken over from the Mervyn King as Governor of the Bank of England, or should I say SIR Mervyn King who as is always the case was rewarded with a knighthood for his failures at the Bank of England because rather than to be held to account for his part in the ongoing banking catastrophe that has yet to see any bankster's go to jail for the financial crimes of the century that literally brought the country to its knees as evidenced by the greatest drop in GDP since the Depression that followed the First World War.

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Personal_Finance

Monday, July 01, 2013

Student Loan Debtors Bamboozled Again / Personal_Finance / Student Finances

By: Money_Morning

Tara Clarke writes: I know a lot of you out there don't have sympathy for student loan debtors who complain about their debt.

You see it as a matter of personal responsibility - they chose to sign a contract and so should suck it up and uphold their end of the deal.

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Personal_Finance

Thursday, June 27, 2013

How to Make the Most from the Changes in the U.S. Housing Market / Personal_Finance / US Housing

By: DailyGainsLetter

Moe Zulfiqar writes: The housing market in the U.S. economy has gained a significant amount of attention. Even my old friend, Mr. Speculator, who likes to make big bets for bigger gains, told me it’s a good time to buy a house, saying “the prices are cheap, and they are only going higher from here.”

What’s certain is that the U.S. housing market has seen an uptick since the home prices hit bottom in early 2012; but is it on the path to real recovery, or is what we are seeing just a minor bounce?

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Personal_Finance

Friday, June 21, 2013

How to Avoid the Pitfalls of Variable Annuities / Personal_Finance / Pensions & Retirement

By: Don_Miller

Last year consumers purchased $200 billion in annuities. On top of that, there are currently $2-3 trillion in annuities already in force. With all the variations, options, riders and strategies available, it's easy to feel lost. At Money Forever, we aim to simplify complex financial topics. To that end I’m going to share a case that jumped out at me as we researched our special report on annuities. The evaluation process used here translates to any sort of annuity you may encounter; its information you can keep in your back pocket and draw on when annuity salespeople try to overcomplicate products and make predictions sound like guarantees.

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